Insurance Underwriter

Job Description

We are seeking a detail-oriented Insurance Underwriter to assess and evaluate insurance applications. You will be tasked with determining coverage while balancing risk and client needs. Your expertise in underwriting will directly contribute to our company's success and our clients’ peace of mind.

Responsibilities

• Evaluate risk profiles of insurance applications.
• Collaborate with the sales team to ensure client satisfaction.
• Stay updated with market trends and changes in regulation.
• Review and amend underwriting guidelines based on changes in risk.
• Communicate effectively with clients regarding policy details.
• Assess claims to ensure they comply with policy conditions.
• Utilize underwriting software to streamline processes.
• Conduct risk assessments and adjust premiums accordingly.

Requirements

Education

• Bachelor's degree in Finance, Business Administration, or related field

Experience

• 3-5 years of experience in insurance underwriting or a related field

Technical Skills

• Risk Assessment
• Insurance Regulations

Soft Skills

• Communication
• Attention to Detail

Certifications

• Chartered Insurance Institute (CII) Certification

Languages

• English: Fluent
• Afrikaans: Conversational

Advantageous

• Experience in corporate underwriting: Background in underwriting corporate risk policies.
• Proficient in underwriting software: Familiarity with tools like RiskConnect and Underwriting Manager.

Benefits

• Competitive salary with performance incentives
• Health and wellness benefits including medical aid
• Retirement fund contributions
• Flexible working hours and leave policy

Company Culture

• Team-Oriented: Our culture emphasizes teamwork and collaboration across departments.
• Continuous Training: We believe in continuous education and training to help our staff grow.
• Ethical Practices: We promote integrity and ethical behavior in all our operations.