Insurance Underwriter

Job Description

We are looking for a skilled Insurance Underwriter to join our team in Pretoria. The ideal candidate will assess risk and determine policy terms and premiums, ensuring adherence to the company’s underwriting guidelines. This role requires strong analytical skills and attention to detail, as you will evaluate insurance applications, gather necessary documentation, and make informed decisions regarding coverage and pricing.

Responsibilities

• Conduct risk assessments and prepare recommendations for coverage.
• Assist in the development of underwriting policies and procedures.
• Communicate with clients and agents about policy options.
• Investigate claims as needed to assess the legitimacy.
• Provide feedback on underwriting processes to improve efficiency.

Requirements

Education

• Bachelor's degree in Insurance, Finance, or a related field
• Relevant underwriting certifications are preferred

Experience

• 3+ years of experience in the insurance industry

Technical Skills

• Financial Analysis
• Claims Investigation

Soft Skills

• Critical Thinking
• Negotiation

Certifications

• Insurance Institute of South Africa (IISA) Certification

Languages

• English: Fluent

Advantageous

• Knowledge of emerging insurance trends: Awareness of current trends in the insurance industry and their potential impact on underwriting.
• Ability to mentor junior staff: Experience in training and guiding less experienced underwriters.

Benefits

• Health, dental, and vision insurance options
• Annual performance reviews and salary adjustments
• Professional development opportunities
• Flexible working conditions

Company Culture

• Innovation: We encourage innovative thinking and embrace new ideas that can enhance our services.
• Professional Growth: We invest in the training and development of our employees to foster their growth.
• Community Engagement: We are committed to giving back to the community and supporting local initiatives.