Insurance Underwriter

Job Description

Join our team as an Insurance Underwriter in Pretoria, where you will assess insurance applications to determine risk and establish appropriate premiums. This role is ideal for candidates with analytical and decision-making skills who thrive in a dynamic environment.

Responsibilities

• Review and assess complexities of insurance proposals.
• Determine appropriate coverage limits and conditions based on risk assessment.
• Communicate underwriting decisions and rationale to clients and agents.
• Monitor and assess performance metrics to refine underwriting practices.
• Conduct periodic audits of existing policies for risk evaluation.
• Provide support and training to junior underwriters.

Requirements

Education

• Bachelor's degree in Finance, Business, or related field
• Relevant certifications (e.g., AIA or similar) are advantageous

Experience

• Minimum of 3 years of experience in underwriting or insurance-related roles

Technical Skills

• Risk Assessment
• Analytical Skills

Soft Skills

• Communication
• Attention to Detail

Languages

• English: Fluent
• Afrikaans: Conversational

Advantageous

• Experience with underwriting software and tools: Familiarity with industry-standard underwriting platforms and tools.
• Knowledge of South African insurance regulations: Understanding of local compliance and regulatory requirements.

Benefits

• Competitive salary with annual performance reviews.
• Healthcare benefits including dental and vision.
• Retirement savings plan with company contribution.
• Flexible working hours and potential for remote work.

Company Culture

• Teamwork: We believe in fostering a collaborative environment where every team member contributes to our success.
• Continuous Development: Our commitment to learning ensures our team stays updated with industry trends.
• Client Focus: We prioritize our clients' needs and aim to provide innovative solutions.