Insurance Underwriter

Job Description

We are seeking an experienced Insurance Underwriter to assess risk and determine policy terms for our diverse client base. Your expertise will help shape our underwriting guidelines and drive business success.

Responsibilities

• Conduct risk assessments and determine policy terms.
• Collaborate with underwriting teams to enhance service delivery.
• Analyze market trends and adjust underwriting strategies accordingly.
• Advise on risk management and loss prevention strategies.
• Facilitate communication between clients and internal departments.
• Stay updated on industry regulations and changes.
• Mentor and guide junior staff in underwriting processes.

Requirements

Education

• Bachelor's degree in Finance, Business Administration, or a related field
• Professional certification in underwriting (e.g., AINS, AU) is preferred

Experience

• Minimum of 3 years of experience in underwriting or related fields

Technical Skills

• Risk Assessment
• Excel and Data Analysis
• Insurance Regulations

Soft Skills

• Analytical Thinking
• Communication Skills
• Attention to Detail

Certifications

• Professional Insurance Agent (PIA)
• Fellow, Life Management Institute (FLMI)

Languages

• English: Fluent
• Afrikaans: Basic

Advantageous

• Experience with automated underwriting systems: Familiarity with digitized processes and technologies in underwriting.
• Knowledge of specific industry risks: Understanding of unique risks associated with property, health, and life insurance.

Benefits

• Competitive salary with performance bonuses
• Comprehensive health cover
• Retirement savings plan
• Flexible working arrangements

Company Culture

• Team Collaboration: We emphasize collaboration and teamwork to achieve collective success.
• Innovation Driven: Encouraging innovative solutions and creative thinking across all levels.
• Supportive Environment: An inclusive workplace where every employee's voice is valued.