Insurance Underwriter

Job Description

As an Insurance Underwriter, you will evaluate risks and make decisions on insurance applications. You’ll use your analytical skills to review policies and determine coverage limits. The role requires strong attention to detail and the ability to work collaboratively with agents and clients.

Responsibilities

• Evaluate new and renewal business applications for insurance.
• Determine coverage terms and conditions based on risk assessment.
• Communicate underwriting decisions to agents and clients.
• Develop and modify underwriting guidelines based on market conditions.
• Prepare detailed reports on underwriting activities.
• Participate in policy development and enhancement initiatives.

Requirements

Education

• Bachelor's degree in Business Administration or related field
• Professional underwriting qualification is preferred

Experience

• 4+ years of experience in insurance underwriting or related roles

Technical Skills

• Data Analysis
• Policy Development

Soft Skills

• Problem-solving
• Negotiation

Languages

• English: Fluent

Advantageous

• Familiarity with risk management frameworks: Knowledge of risk management frameworks to enhance underwriting processes.
• Certifications in relevant software tools: Holding certifications in industry-relevant underwriting software.

Benefits

• Attractive remuneration with performance bonuses
• Health, dental, and vision coverage
• Retirement plan with contributions
• Generous vacation and leave policy

Company Culture

• Diversity and Inclusion: We are committed to building a diverse workforce that reflects the communities we serve.
• Work-Life Balance: We promote a healthy work-life balance for all our employees.
• Employee Recognition: We celebrate our employees' achievements and contributions.