Insurance Underwriter

Job Description

As an Insurance Underwriter at Insurance Innovators Ltd., you will play a vital role in evaluating risks and determining the insurability of clients. This position requires analytical thinking and a keen eye for detail as you assess applications and manage the underwriting process to ensure optimal outcomes.

Responsibilities

• Conduct in-depth analysis of insurance applications.
• Work closely with the legal department to ensure compliance.
• Develop individualized insurance proposals based on client needs.
• Assist in risk assessments for complex insurance cases.
• Monitor policy renewals and adjustments as needed.
• Prepare presentations for management on underwriting performance.
• Develop strong relationships with clients and stakeholders.
• Participate in industry events to enhance network and knowledge.

Requirements

Education

• Bachelor's degree in Economics or related finance field
• Master's degree preferred

Experience

• 5+ years of insurance underwriting experience

Technical Skills

• Insurance Regulations
• Financial Modelling

Soft Skills

• Detail-oriented
• Negotiation

Certifications

• Fellow of the Insurance Institute (FII)
• Certified Insurance Counselor (CIC)

Languages

• English: Fluent

Advantageous

• Advanced MS Excel skills: Proficient in using Excel for data manipulation and analysis.
• Project management experience: Familiarity with project management methodologies and tools.

Benefits

• Health, dental, and vision insurance plans
• Employee assistance programs
• Flexible working arrangements
• Health and wellness initiatives

Company Culture

• Work-Life Balance: We promote a healthy work-life balance, understanding the importance of personal time.
• Continuous Improvement: Our team is committed to ongoing growth and development in both professional and personal capacities.
• Integrity: We uphold high ethical standards and expect the same from our employees.