Insurance Underwriter

Job Description

As an Insurance Underwriter at Leading Insurance Company, you will analyze risk factors and develop policies addressing those risks. You will collaborate with agents/client representatives to gather necessary information for underwriting assessment. Effective communication skills and a thorough understanding of insurance guidelines are essential for this role.

Responsibilities

• Determine coverage limits and conditions for policies.
• Collaborate with claims adjusters on post-claim reviews.
• Ensure consistent application of underwriting policies.
• Optimize workflow and processes for efficient underwriting.
• Participate in team meetings to strategize underwriting objectives.

Requirements

Education

• Higher Diploma in Insurance or Actuarial Science
• Bachelor's degree preferred

Experience

• 2-4 years of experience in the insurance sector

Technical Skills

• Underwriting Software Proficiency
• Financial Analysis

Soft Skills

• Negotiation
• Problem-Solving

Certifications

• Certified Insurance Counselor (CIC)
• Professional Risk Manager (PRM)

Languages

• English: Fluent

Advantageous

• Proficiency in Statistical Analysis Tools: Skilled in utilizing statistical tools for risk evaluation.
• Experience with Risk Management Framework: Background in implementing risk management strategies.

Benefits

• Health and wellness programs
• Generous annual leave policy
• Professional development opportunities
• Work-life balance initiatives

Company Culture

• Diversity and Inclusion: Our workforce is diverse, and we strive to create an inclusive culture.
• Continuous Learning: We support our team's professional growth through ongoing training and development.
• Community Engagement: We actively engage with the community through various initiatives and outreach programs.