Insurance Underwriter

Job Description

Join our vibrant team as an Insurance Underwriter in Durban, where you will evaluate and assess risk for a diverse range of insurance applications. We are seeking a proactive individual with strong analytical skills and a passion for delivering excellent service to clients.

Responsibilities

• Assess applications for various types of insurance, including life, health, and property.
• Make risk assessments and establish premiums based on thorough analysis.
• Liaise with brokers and agents to gather additional information necessary for underwriting.
• Provide support and guidance to junior underwriters and team members.
• Identify and mitigate potential risks that could impact the organization's profitability.
• Engage in ongoing training and development to enhance underwriting skills and knowledge.

Requirements

Education

• Bachelor's degree in Business Administration or related field

Experience

• 4+ years of relevant underwriting experience

Technical Skills

• Insurance Software Proficiency
• Regulatory Knowledge

Soft Skills

• Negotiation Skills
• Analytical Thinking

Certifications

• Associate in Commercial Underwriting (AU)

Languages

• English: Fluent

Advantageous

• Advanced Excel Skills: Proficient in using Excel for data analysis and reporting.
• Experience with Data Analytics Tools: Familiarity with tools and software for data analytics in underwriting.

Benefits

• Health, dental, and vision insurance.
• Generous leave policies including family leave.
• Continuous education and training support.
• Employee health and wellness programs.

Company Culture

• Diversity and Inclusion: We celebrate diversity and strive for an inclusive workplace environment where everyone feels welcome.
• Work-Life Balance: We understand the importance of work-life balance and encourage our team to enjoy their personal time.
• Community Engagement: We believe in giving back to our community and encourage participation in local initiatives.