Insurance Underwriter

Job Description

Looking for a dedicated Insurance Underwriter to enhance our team in Durban. The selected candidate will evaluate insurance requests, assess risk levels, and collaborate with agents and clients to customize insurance policies that meet their needs. Strong communication and judgment skills are essential for success in this role.

Responsibilities

• Assess risks involved in insurance applications.
• Determine appropriate coverage levels for clients.
• Review claims data and loss history to inform underwriting.
• Liaise with clients and agents to enhance customer satisfaction.
• Ensure compliance with all relevant regulations and standards.
• Use underwriting software to aid in calculating and analyzing data.
• Participate in internal audits and compliance checks.

Requirements

Education

• Bachelor's degree or equivalent experience in a relevant field

Experience

• 5+ years of experience in the insurance industry

Technical Skills

• Underwriting Software
• Policy Analysis

Soft Skills

• Problem Solving
• Customer Service

Languages

• English: Fluent

Advantageous

• Experience with risk management strategies: Practical experience in implementing risk management frameworks.
• Professional Certification in Underwriting: Certification from recognized insurance industry bodies.

Benefits

• Health benefits including dental and optical
• Generous leave policy
• Company-sponsored training programs
• Work-life balance initiatives

Company Culture

• Diversity and Inclusion: We celebrate diversity and promote inclusivity across our organization, ensuring every voice is heard.
• Innovation: We encourage innovative thinking and welcome new ideas that contribute to our success.
• Work-Life Balance: We believe in maintaining a healthy work-life balance, which is essential for employee well-being.