Insurance Underwriter

Job Description

We are looking for a qualified Insurance Underwriter to join our Durban office. This role involves assessing risks and determining policy terms to maintain our company's competitive edge. You will work closely with clients and agents to tailor insurance solutions that meet their needs. A keen understanding of the insurance landscape and strong interpersonal skills are highly valued.

Responsibilities

• Assess client profiles to establish appropriate premiums based on risk factors.
• Coordinate with other departments to ensure seamless operations.
• Review claims and adjust terms as necessary.
• Guide and support clients through the underwriting process.
• Utilize underwriting software to optimize decisions and maintain efficiency.
• Attend industry conferences and training sessions to enhance expertise.

Requirements

Education

• Bachelor's degree in Risk Management or related field
• Master's degree in Insurance or Business Administration is preferred

Experience

• 4-6 years of experience in the insurance sector

Technical Skills

• Data Analysis
• Policy Development

Soft Skills

• Negotiation
• Problem-Solving

Certifications

• Fellow of the Chartered Insurance Institute (FCII)
• Certified Risk Management Professional (CRMP)

Languages

• English: Fluent
• Zulu: Basic

Advantageous

• Advanced understanding of regulatory requirements: Knowledge of local and national regulatory frameworks affecting insurance.
• Experience with digital underwriting tools: Familiarity with modern technological tools that streamline underwriting processes.

Benefits

• Comprehensive medical cover and additional health perks
• Flexible working conditions
• Professional development opportunities
• Employee assistance programs

Company Culture

• Team Spirit: We foster a collaborative culture where team successes are celebrated and individual contributions are valued.
• Innovation: We encourage innovative thinking and creative solutions to meet client needs and improve processes.
• Integrity and Excellence: We prioritize integrity and excellence in everything we do to maintain our reputation as a trusted insurer.