Insurance Underwriter

Job Description

We are seeking a meticulous Insurance Underwriter to assess risk and determine policy terms for our clients. As an integral part of our team, you will enjoy a dynamic workplace where your expertise can lead to intelligent underwriting decisions and impactful outcomes. Candidates should have a solid understanding of underwriting principles and a knack for analytical thinking.

Responsibilities

• Conduct risk assessments and provide recommendations for policy adjustments.
• Liaise with reinsurance brokers to manage higher risk exposures.
• Identify emerging risks and develop strategies to mitigate them.
• Engage in continuous education to uphold certifications and industry knowledge.
• Implement underwriting policies and procedures for consistent evaluation.

Requirements

Education

• Bachelor's degree in Insurance, Finance, or a related field
• Master's degree is an advantage

Experience

• 5+ years of proven experience in insurance underwriting or risk management

Technical Skills

• Insurance Products Knowledge
• Analytical Skills
• Financial Acumen

Soft Skills

• Negotiation
• Interpersonal Skills

Certifications

• Fellow of the Chartered Insurance Institute (FCII)

Languages

• English: Fluent

Advantageous

• Knowledge of emerging insurance technologies: Understanding of InsurTech advancements and their implications for underwriting.
• Networking capabilities: Ability to build professional relationships within the industry.

Benefits

• Comprehensive health care coverage
• Retirement savings plan
• Work-from-home options
• Ongoing training and certifications

Company Culture

• Innovative Thinking: Encouraging creative solutions and innovative approaches to underwriting.
• Respect and Integrity: We uphold respect and integrity in all our interactions and processes.